Consumer & Digital Loan Relief

Settle Your DMI Finance Loans & Unlock Your Peace of Mind

Whether it's a Samsung Finance+ device loan or a Google Pay personal loan, we help you settle legally. Stop device locking and harassment today.

Get Settlement AdviceCall: +91-8700343611

DMI Finance: The Tech-Lender

DMI Finance is a major NBFC that powers many of the digital loans you see today. They are the primary lending partner for Samsung Finance+, enabling millions to buy smartphones on EMI. They also partner with Google Pay, Paytm, and other fintech apps to offer instant personal loans.

Because they are tech-driven, their recovery process is also highly automated and aggressive. From remote device locking to automated legal notices, defaulting on a DMI Finance loan can quickly become stressful. AMA Legal Solutions helps you navigate this complex landscape and settle your debt legally.

Samsung Finance+ Issues

Did you buy a Samsung phone on EMI? If you miss payments, DMI Finance (via Knox Guard) can lock your phone remotely, turning it into a brick.

  • We negotiate to settle the loan amount.
  • Settlement leads to loan closure and device unlocking.
  • We stop the harassment from recovery agents.

Device Lock Removal

Post Settlement

Google Pay & Digital Loans

GPay Loans

Loans taken via Google Pay are often powered by DMI Finance. Defaulting here affects your CIBIL and can lead to legal action. We handle the settlement directly with DMI.

Other Apps

DMI partners with many other fintech apps. Regardless of the app you used, if the lender is DMI, we can help you settle the debt through a formal OTS process.

Why Settle with AMA Legal?

Save Money

We negotiate to waive off 100% of late fees and penal interest, often saving you 40-60% of the total debt.

Legal Protection

We stand between you and the recovery agents, ensuring no illegal harassment or threats.

Formal Closure

Get a valid 'No Dues Certificate' (NDC) from DMI Finance, ensuring the loan is closed permanently.

Our Settlement Process

1

Case Analysis

We review your loan details, outstanding amount, and the nature of default (Device vs Personal Loan).

2

Legal Notice Response

If you've received a notice, we reply to it immediately to prevent legal escalation.

3

Negotiation

We engage with DMI Finance's central settlement team to agree on a reduced payoff amount.

4

Settlement & Closure

You receive the OTS letter, make the payment, and we ensure the loan account is closed.

Client Success Stories

"I bought a phone for my sister on Samsung Finance+. I lost my job and couldn't pay. The phone got locked. AMA Legal helped me settle the remaining amount for just ₹8,000 against a demand of ₹18,000. Phone unlocked!"

R

Rahul M.

Student, Delhi

"I had a personal loan via Google Pay from DMI. The agents were harassing my parents. AMA Legal stepped in, stopped the calls, and closed the loan. Very relieved."

S

Suresh K.

IT Professional, Pune

Expert Answers

Frequently Asked Questions

Clarify your doubts about settling loans with DMI Finance.

Samsung Finance+ is just a platform. DMI Finance is the actual NBFC partner that provided the loan for your device. Therefore, legally, you owe the money to DMI Finance, and they are responsible for collections and legal notices.
Yes, if you are unable to pay the full amount due to genuine financial hardship (job loss, medical emergency), you can approach DMI Finance for a One Time Settlement (OTS). We help negotiate this to get you a significant waiver on interest and charges.
For loans taken via Samsung Finance+ or similar device financing schemes, there is often a 'Knox Guard' or similar software installed that can lock your device remotely upon default. Settlement can help resolve the issue, but unlocking usually happens only after the dues are cleared or settled.
Yes, DMI Finance follows a strict legal process. If you default for more than 90 days (NPA), they may send legal notices, including arbitration notices. It is important to respond to these legally, which we can handle for you.
The settlement amount depends on the total outstanding, the duration of default, and your financial situation. We typically aim to get a waiver of all penal interest and late fees, and often a reduction in the principal amount, saving you 40-60% of the total debt.
DMI Finance usually prefers a single-shot payment for OTS. However, in exceptional cases involving larger amounts, we can negotiate a 2-3 month payment plan, though this might slightly reduce the discount offered.
No, the account status will change to 'Settled'. This still impacts your score but is far better than 'Written Off' or 'Willful Default'. It stops the monthly negative reporting and allows you to start rebuilding your credit score.
DMI Finance partners with many digital platforms like Google Pay, Paytm, and others to offer instant personal loans. Check your loan agreement or credit report; if DMI Finance is listed as the lender, we can help you settle it.
Yes. Harassing relatives is against RBI guidelines. Once you engage AMA Legal Solutions, we send a formal legal representation to DMI Finance, demanding that all communication be directed to us and stopping the harassment of your contacts.
You will need your loan account number, PAN card, current address proof, and documents proving your financial hardship (like a termination letter, bank statement showing low funds, or medical records).
Once we submit a formal proposal with all documents, DMI Finance typically responds within 10-15 working days. The entire process from negotiation to receiving the settlement letter usually takes 3-4 weeks.
We strongly advise AGAINST paying cash to field agents without a valid settlement letter. Always ensure you have an official letter from DMI Finance (sent via official email) before making any payment, and preferably pay online to the official loan account.
If you have received an arbitration notice, you must act immediately. We can represent you in the arbitration proceedings to ensure an ex-parte award is not passed against you, while simultaneously negotiating for a settlement.
This is due to the accumulation of high penal interest (often 2-3% per month) and daily late payment charges. Settlement is the most effective way to get these inflated charges waived off.
No honest legal firm can 'guarantee' a specific amount as it depends on the lender's policy and your specific case. However, our expertise allows us to achieve the best possible outcome, often saving clients significant amounts compared to negotiating on their own.

Ready to Close Your DMI Loan?

Get expert legal help to settle your Samsung Finance+ or Personal Loan today.

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We Serve All States & Union Territories

Our loan settlement services are available across all states and union territories in India