I am Anuj Anand Malik, an advocate, legal consultant, banking lawyer, and loan settlement expert, committed to helping individuals, startups, and businesses overcome financial challenges and achieve legal security. With in-depth expertise in loan settlements, corporate compliance, business contracts, dispute resolution, and financial litigation, I provide strategic legal counsel and expert representation to safeguard clients’ interests through risk mitigation, regulatory compliance, and financial stability.
As a member of the Indo-American Chamber of Commerce (IACC), Mumbai Centre for International Arbitration (MCIA), Bar Council of Delhi, and Bar Council of India, I bring a global legal perspective to every case, ensuring comprehensive and effective legal solutions.
At AMA Legal Solutions, we are driven by a passion for empowering clients with business-focused legal strategies that navigate the complexities of India’s evolving legal, corporate, and financial landscape. Our firm is dedicated to delivering tailored legal services, including corporate legal advisory, dispute resolution, and business legal solutions that foster growth, protect assets, and ensure legal clarity.
Areas of Legal Expertise
Loan Settlement & Debt Waiver
Strategic negotiation with major commercial banks and NBFCs, securing massive principal waivers and legitimate No Dues Certificates.
Anti-Harassment Defense
Enforcing RBI Fair Practice Code guidelines against unlawful recovery agent intimidation, third-party harassment, and unannounced home visits.
DRT & SARFAESI Defense
Representing borrowers and business owners before the Debt Recovery Tribunal against auction notices and possession orders.
Corporate Compliance & Governance
Ensuring businesses meet regulatory requirements, director compliance standards, and Companies Act statutory mandates.
Business Contracts & Drafting
Drafting, structuring, and reviewing high-stakes commercial agreements, partner equity covenants, and vendor contracts.
Dispute Resolution & Lok Adalat
Pre-litigation mediation and effective representation before National Lok Adalats to secure binding settlement decrees.
Professional Experience & Bar Affiliations
Leadership & Track Record
- • Founder and Managing Partner at AMA Legal Solutions, leading a national team of specialized advocates.
- • Successfully represented thousands of distressed borrowers across India, resolving over ₹100+ Crores in disputed debt.
- • Pioneer in programmatic legal advisory and digital access to justice in India.
- • Regular speaker on borrower legal protections under Indian banking statutes.
Professional Memberships
- • Bar Council of Delhi — Enrolled Advocate
- • Delhi High Court Bar Association (DHCBA)
- • Member, Debt Recovery Tribunal Bar Association
- • Advocate on Record, District & Sessions Courts of Delhi NCR
Insights & Legal Thought Leadership
Corporate Advisory
Navigating Legal Challenges for Startups in India
A comprehensive guide for entrepreneurs on statutory considerations, founder pacts, and regulatory filings when starting up.
Regulatory Law
Corporate Compliance: A Practical Approach
Insights into maintaining robust regulatory compliance frameworks while sustaining rapid business expansion.
Banking Law
Financial Restructuring in the Post-Pandemic Era
Detailed analysis of One-Time Settlement mechanisms and debt restructuring avenues for stressed Indian businesses.
Get in Touch
Connect directly for senior legal consultation, dispute resolution, or banking escalation advisory.
Schedule a Consultation